Lake and Sumter Style Magazine
10:21 pm EST
Wednesday, December 2, 2020

Welcome to Water Oak

A Lady Lake paradise residents are proud to call their own.


If you’re 55-plus and looking for a beautiful, serene, but activity-filled, convenient, and friendly place to live, look no farther than Water Oak Country Club Estates – a beautiful, gated community in Lady Lake that boosts reasonably priced and quality luxury residences to call home.

Not only that, this pet-friendly neighborhood is close enough to satisfy all the conveniences of The Villages area but distant enough for peace and quiet to overshadow all the hustle and bustle.

Water Oak Sales Manager, Mel Ferioli, says, “The homes at Water Oak are conveniently located, but also very affordable in comparison to other retirement communities in the surrounding area and it’s a great place for people to start that next wonderful chapter of their lives.”

Water Oak Country Club is a perfect fit for anyone who wants to take advantage of all the shopping, dining, and entertainment options that The Villages area offers, but would like to live where it’s slower-paced, relaxing, and to just enjoy life at their own speed. Water Oak residents enjoy an active lifestyle with an abundance of several special interest clubs and activities to participate in. “Our residents can be as busy as they want, or be as reserved as they want, it’s really up to them. Our community’s atmosphere allows them to enjoy both,” says Mel.

Water Oak is a 55-plus manufactured home community and has been in the Lady Lake area since the early 1980s. Acquired in 2005, it is one of Sun Homes Communities, Inc. flagship properties across the U.S. and has flourished ever since. They’ve invested in expansion with additional lots and updated the resort-like amenities. Residents are captivated by the picturesque community with over 300 acres of rolling hills, trees, and lakes combined with an 18-hole championship golf course, walking paths, a three-story clubhouse, and more.

Water Oak’s central Florida location is also very favorable to its residents with an abundance of tantalizing Florida attractions nearby. Several irresistible destinations are just a short drive away whether they want to experience Florida’s beaches, or visit one of the several world-famous attractions like Disney World, Universal Studios, Busch Gardens or SeaWorld. The ease of access to the interstates and highways allows for short day trips to either coast to enjoy and take it all in.

Haven Bay Model

The vibe

Another top benefit of living at Water Oak is: “the amazing, amazing people,” says Mel. With that, Mel describes the signature “Water Oak Wave” everyone uses as a mutual greeting between each other and calls it heart-warming. “Everybody acts like a family here. They back each other up, they wave constantly to each other and if anyone is in need, they are right there supporting them,” Mel adds.

Ken and Donna Garren, Water Oak residents as of May 2019, say when they were considering neighborhoods to move into, they were thrilled with the amenities Water Oak offers, that also provided ease of accessibility when it came to shopping, dining, quality medical care and the value of their home, but what sealed the deal was the non-material benefits.

Donna said from the moment they began looking in Water Oak, they sensed genuine warmth all the way around. She said they were immediately taken by the community’s welcoming feel exuding from residents and the entire staff.

“One thing I like here better than some of the other communities we looked at is that the homes here are not so close together, so we have space but what we like best are the people here. We love riding around in our golf cart and how everybody waves at each other,” Donna says. “We have awesome neighbors and before COVID, we had get-togethers all the time. I have not met anyone we don’t like; it’s just a really nice neighborhood and there are lots of activities and fun people. If you’re not doing something or making friends, it’s because you don’t want to.”

Admiral II Model


Water Oak offers every resort-style living activity imaginable available for its residents – including tennis, billiards, arts and crafts, quilting, fishing, shuffleboard, softball, basketball, volleyball, bocce ball, and pickleball – and the clubhouse amenities are plentiful.

With two clubhouses on-site, the resort-like community ensures the best when it comes to swimming and sunbathing poolside or keeping fit at the gym and staying entertained. There is also a restaurant, a championship golf course (discounted for residents), and a pro shop on site.

Not only that, but there are no amenity fees to worry about and an optional $20-per-year home-owners association membership to consider.

Additionally, the community’s ownership arrangement means more money in residents’ pockets, plus general maintenance and lawn care are included.

“We are a land-lease community, which means you own the home and lease the land that it sits on, so you’re able to put all your money into your home, which tends to be $100,000 to $200,000 less than if you were to build a stick-built home where you have to purchase the land, the home,” Mel says.

She adds, “People pay a monthly lot rent, but with that, they have a gated community, 24-hours-a-day, seven-days-a-week, and there are no additional amenities fees like you would have to pay in a lot of communities around here. We also pay the majority of all the property tax and the only household tax a resident would pay is about $632 for the whole year and that includes your emergency services and garbage pick-up.”

Main Club House

A home to make your very own

There is a home at Water Oak for every budget, including pre-owned, newer, and bigger homes with lavish features and other quaint choices. Most residents can live comfortably under $1,000 per month excluding a mortgage payment.

Additionally, standard features in a home at Water Oak – like crown molding, LED lighting, vinyl plank flooring, window fixtures, appliances, ceiling fans, a porch or lanai, double carports, and more – are included features that in other communities may cost extra.

And besides that, a new home buyer has the ability to customize anything they can imagine. A multitude of specialty options includes open floor plans, tray and coffered ceilings, fully equipped kitchens, spa tubs, and Roman tiled showers, upgraded landscaping, large walk-in closets, modern decorative accents, and much more.

Water Oak also offers new home buyers the ability to choose their countertops, flooring, paint colors, and shingle colors. The design team can alter many features such as move walls and closets; they can literally modify their new home any way that they want. Water Oak has four beautiful model homes to view options, plus several different floor plans and styles to customize the perfect place to live. If we can find the lot a resident likes, all they have to do is find something that fits their needs and we make it happen for them in the most beautiful and efficient way possible.

Golf Course

Here and yet to come

Over this past summer, locals may have noticed the community’s main entrance underwent a massive makeover that bid farewell to the look it once had. Our residents and future home buyers are now welcomed home by lighted waterfalls, with stone and leaf-inspired accents, which also includes an updated sales center and a new administration building.

A future expansion, planned for January, will see approximately 260 new home sites to accompany the 1,200 already residing at Water Oak. With that, new and current residents will enjoy a brand-new recreation facility to feature a huge pool with its own beach entrance and cabanas, plus firepits, horseshoe pits, a bar and refreshment area, and rooftop seating.

John Ebert, who with his wife Barbara, has lived at Water Oak since July, says he cannot wait for the new amenities, although they’ve barely had a chance to savor existing offerings.

“The amenities that come along with the rent, if you will, are wonderful and the facilities accommodate many residents at one time. There are all kinds of activities, and if you can’t find something to do, I don’t know where you can go, because Water Oak has everything,” John says.

Cape Coral Model

No room for the “t” word

One thing the sales team notices is that a lot of people worry when they hear the words, “manufactured homes,” but Mel and her team can overcome these concerns.

“Some people still have that ‘trailer’ mentality, but we have gone way beyond that. They’re not trailers anymore. They are actually really well-built, energy-efficient homes,” Mel says. “Ever since Hurricane Andrew, all the standards changed and so our homes are made to withstand anywhere from 130-150 mph winds.”

The main builders Sun Homes primarily work with for Water Oak, are Palm Harbor and Skyline, known as two of the very best manufacturers in the industry. Additionally, all Water Oak homes are built to be extremely energy efficient, adding high-grade insulation in the ceilings, walls, and floors, including double-paned windows and LED lighting throughout. This allows for cost savings overall on electricity usage and with heating and air conditioning the home.

“Live the dream and have it all,” says a Water Oak brochure. And that, Ken and John add, is what they and their wives plan on doing for a long time to come.

Bistro Restaurant

“What makes Water Oak unique to us is that it’s a perfect balance here. You have all the amenities, in a beautiful community with lots of trees and wildlife, but you also have all the conveniences of having doctor’s offices, restaurants, shopping centers and more basically within 10 minutes of here,” says Ken.

John adds: “The entire facility, with all the amenities, and the atmosphere of an almost resort-like place is what we thought would be a really wonderful place to live and we were absolutely right.”

If you are looking for that perfect, affordable retirement home offering an all-inclusive resort-like lifestyle, look to the very best in manufactured home communities in Florida at Water Oak. Envision your next chapter of life filled with enjoyment and lasting new friendships and fall in love with Water Oak.


106 Evergreen Lane, Lady Lake